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February 29, 2016

Florida Tops the List in Lightning Property Damage Claims: Are You Covered for Power Surges?

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Few individuals are aware that a week in June is dedicated to lightning awareness each year. During that week last year, PRNewswire  reported that Florida accounted for more than 10 percent of all lightning claims in the U.S. for 2014 — more than any other state. The good news is that insurance claims for lightning damage are on a downward trend. However, our Broward County property damage lawyers warn that property insurance companies do not always cover all types of damage caused by lightning.

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Categories: Insurance Claims

February 24, 2016

The Importance of Business Property Insurance Adjusters with Industry Knowledge

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Our Broward County property damage lawyers can confirm that most insurance claim adjusters have a vast knowledge when it comes to fairly assessing structural damage to commercial buildings. They can even generally evaluate losses to inventory and equipment based on documentation provided by well-organized business owners. However, they often underestimate the value of business interruption losses when they do not have a detailed understanding of the nature of a specific type of business.

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Categories: Insurance Claims

February 17, 2016

Personal Property Appraisals: When and How to Get Them

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Our Fort Lauderdale insurance claim law firm frequently recommends that our clients create and maintain an inventory of personal or business property and retain receipts for the most significant items. In the event they lose property through storms, theft or other perils, these inventories go a long way toward helping ensure that they receive fair settlements from their insurers.

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Categories: Insurance Claims

February 3, 2016

Proactive Mold Remediation Can Be Essential to Property Storm Damage Claims

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Mold does not require major storm damage to take root in Florida buildings. It is a pervasive foe to property owners across the U.S., but the higher humidity levels in our state make it a particularly attractive place for mold spores to take up residence.

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Categories: Insurance Claims