Large Firm Quality, Small Firm Atmosphere

June 29, 2016

The Risks Associated With Unattended Vacation Homes

avatar

In 2014, more than 1.1 million vacation homes were sold in the United States -- many of them here in Broward County. These are more vacation homes than any prior year since data collection began; 21% of all residential transactions in 2014 were the sale of vacation homes.

Read More

Categories: Insurance Claims

June 22, 2016

Reservation of Rights Letters: What Are They and How Can They Affect Your Claim?

avatar

If you make a claim for coverage under your insurance policy, you are hopeful that your insurance company will be agreeable and pay for the claim you report. However, oftentimes the insurance company will agree to provide coverage, usually in the form of a defense to a claim, but under a “reservation of rights.”

Read More

Categories: Insurance Claims

June 20, 2016

Florida Lawmakers Pass Bill to Expand Sinkhole Coverage

avatar

The Florida legislature has just added a law allowing insurance companies to offer a much needed type of insurance coverage. Florida’s new sinkhole law goes into effect on July 1, 2016, and under the new law, insurers may begin offering residential sinkhole coverage.

Read More

Categories: Insurance Claims

June 8, 2016

FEMA Announces Flood Insurance Premium Increase

avatar

Hurricane season is here, and unfortunately, the latest predictions are for an intense several months. According to the president of the Weather Research Center, “(t)he west coast of Florida, and Texas coastal areas, have the highest risk of being impacted this year.”

Read More

Categories: Insurance Claims

June 6, 2016

The Difference Between Cash Value Coverage and Replacement Cost Coverage

avatar
One thing we are often asked by clients is to explain the difference between replacement cost coverage and actual cash value coverage. Both of these terms describe types of insurance coverage that are intended to provide coverage for your damaged or stolen property. However, the amount of money you receive will be largely dependent upon which type of insurance coverage you have. Read More

Categories: Insurance Claims

June 3, 2016

Tips for Resolving Claim Disputes with Your Claims Adjuster

avatar

No matter how clear-cut your claim may seem to you, the insurance company’s claims adjuster often interprets the language of the insurance policy at issue in ways that minimize or even exclude coverage for valid claims.

Read More

Categories: Insurance Claims