Large Firm Quality, Small Firm Atmosphere

April 27, 2018

What Do Homeowners Need to Know About Making Temporary Repairs?

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When your home is damaged in a tropical storm, hurricane or other natural disaster, you have an obligation to take reasonable steps to prevent ongoing damage. This obligation, which exists under the terms of your homeowner’s insurance policy, means that you may be required to make temporary repairs such as putting a tarp on your roof, boarding up broken windows and taking steps to prevent the spread of mold. If you fail to make temporary repairs, your insurance company may try to argue that you are to blame for some of the damage sustained, and it may try to limit the amount of your coverage accordingly. Read More

Categories: Insurance Claims

April 20, 2018

Experts Expect 2018 Atlantic Hurricane Season to Be “More Active Than Usual”

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It’s hard to believe, but the 2018 Atlantic hurricane season is just around the corner. Starting on June 1 and ending on November 30, hurricane season is the portion of the year when tropical cyclones with the potential to swell into hurricanes are most likely to develop in the Atlantic Ocean. Read More

Categories: Insurance Claims

April 13, 2018

Florida’s Federal Appellate Court Rules that Insurance Agents are Not Fiduciaries

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What can you expect from your insurance agent? When you buy home or flood insurance, is your insurance agent required to help you make the best decision based upon your finances and the location and condition of your home? Or, can he or she simply try to sell you the coverage that generates the biggest commission? In a recent case that has important implications for Florida homeowners, the U.S. Court of Appeals for the Fifth Circuit (Florida is in the Fifth Circuit) ruled that insurance agents are not subject to a fiduciary standard. Read More

Categories: Insurance Claims