Large Firm Quality, Small Firm Atmosphere

March 23, 2018

Is Your Vacation Home or House for Sale Considered “Vacant” or “Unoccupied”?

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In the world of home insurance, “vacant” and “unoccupied” are two very different terms. If a home is deemed to be vacant, most standard homeowner’s insurance policies exclude coverage for losses due to vandalism, theft, water damage and certain other types of perils. However, if a home is considered unoccupied, then the homeowner’s standard coverage applies. Read More

Categories: Insurance Claims

March 16, 2018

Florida Court Sides With Homeowner in Water Damage Insurance Claim

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In February, Florida’s Fifth District Court of Appeal issued an important decision for property owners whose homes are damaged due to prolonged water intrusion. The case arose out of a refrigerator supply line leak that occurred while the homeowner was out of town.

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Categories: Insurance Claims

March 9, 2018

My Homeowner’s Insurance Company is Denying Coverage on the Basis of Fraud. What are My Rights?

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As a homeowner who has suffered property loss in a hurricane, tropical storm, or other damaging event, the last thing you want to hear is that your insurance company is attempting to deny coverage. Unfortunately, this is an all-too-common occurrence, and one way that insurers often attempt to avoid liability for property damage claims is by alleging homeowner fraud. Read More

Categories: Insurance Claims