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May 31, 2018

Florida Homeowners Successfully Appeal Denial of Coverage for Water Damage

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Water damage claims often lead to disputes between homeowners and their insurance companies. Policy language that seems clear can become ambiguous when applied within the context of an unexpected loss; and, while homeowners may expect their insurance companies to cover any damage caused by a leak or water intrusion, insurers will often seek to use the language of their policies to argue that no coverage was intended. Read More

Categories: Insurance Claims

May 24, 2018

Homeowner’s Insurance Claims: When Should You Invoke Your Right to an Appraisal?

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If you have filed a property damage claim with your homeowner’s insurance company and you are struggling to receive payment, one option you have available is to invoke your right to an appraisal. This right is uniformly granted to both the insured and the insurer under standard homeowner’s insurance policies, and it provides a method for resolving coverage disputes without the need to go to court. Read More

Categories: Insurance Claims

May 17, 2018

Creating an Inventory of Lost Property After a Storm or Theft

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When you file a property loss insurance claim as a homeowner or business owner, you typically have a number of post-loss responsibilities that you must meet in order to prevent your insurance company from justifiably denying your claim. If you have lost certain items entirely – whether due to being swept away or stolen – one of these obligations will be to submit an inventory of lost items to your insurance company. Read More

Categories: Insurance Claims