When you file a property damage insurance claim after a hurricane or tropical storm, one of the first things your insurance company should do is send an adjuster to survey and document the damage. If you are waiting for an adjuster to come to your home in South Florida, here are some important considerations to keep in mind: Read More

While most South Florida residents understand the importance of preparing in advance for a hurricane and prioritizing safety above all else during a major storm, many people do not think about the safety risks involved with returning home once a storm is over. Most people want to get home, survey the damage and start putting the pieces back together as soon as possible. Read More

When your home is damaged in a storm, the first step toward rebuilding is typically to file a claim with your homeowner’s insurance company. While most homeowners will file their claims promptly, whether due to travel, roadblocks that prevent access to neighborhood streets or other issues, some homeowners may not be able to file their claims right away. Read More

The Federal Emergency Management Agency (FEMA) recently released its 2017 Hurricane Season FEMA After-Action Report, highlighting key statistics and lessons learned from the 2017 Atlantic hurricane season. According to the report, Hurricanes Harvey, Irma and Maria combined to create the costliest hurricane season on record, with homeowners, businesses and government agencies losing an estimated $265 billion as a direct result of these storms. Read More

The 2018 Atlantic hurricane season is upon us; and, while experts recently issued a revised forecast with a below-average level of storm activity, it is still important for homeowners to be prepared. As we learned last year, it only takes one storm to cause widespread devastation, and homeowners who take steps to get ready will be in the best position to begin the recovery process as quickly possible. Read More

When your home is damaged in a storm, filing a claim with your insurance company is just the start of the restoration process. To protect your rights under your policy and ensure that your home is repaired appropriately, it will be important to take an active role in managing your claim from start to finish. Read More

A hurricane can cause many different types of damage to your home. When you file a claim with your insurance company, it is important to have a clear understanding of what is covered under the terms of your policy. Unfortunately, bad-faith insurance practices are common; and, if you rely solely on your insurance company for advice, you may end up with less than you are owed. Read More

If your home was damaged in a storm and your insurance company is seeking to process your claim under its Managed Repair Program, it is important to understand what this means for restoration of your home. While insurance companies make their Managed Repair Programs sound like benefits they offer to policyholders, the reality is that these programs favor the insurance companies, and the benefits to policyholders are typically far outweighed by the risks involved. Read More

With forecasters expecting the 2018 Atlantic hurricane season to be “more active than usual,” homeowners in South Florida should be readying their homes and preparing to file claims with their home and flood insurance companies. Hopefully, we will make it through the season unscathed. But, if we do not, those who plan ahead will be in the best position to secure coverage and begin the rebuilding process promptly after a damaging storm. Read More