Appraisal And Adjuster’s Process
Our Miami insurance claim attorneys at Saavedra-Goodwin offer comprehensive services to our south Florida clients. Commercial property owners often have to jump over hurdles to recover compensation in a property damage claim. In the typical case, the estimated damage calculated by the insurance company and the policyholder varies widely. The parties may reach a settlement through negotiation or take the dispute to trial. The true value of the claim is the overriding issue.
Saavedra-Goodwin has helped policyholders throughout South Florida recover for property damages for more than 30 years. Our comprehensive services allow us to handle every aspect – from appraisal to lawsuit to final award – of claims arising from any of the following:
- Burst pipes
- Business interruption
Our Miami insurance claim attorneys strategize negotiations to reach a successful settlement with your insurance company. This includes regularly consulting with our on-site adjuster, who has your best interests at heart.
What Is The Role Of An Insurance Adjuster?
Insurance companies either employ their own adjusters or retain professionals with whom they regularly conduct business. As a result, not surprisingly, most of their damage estimates tend to favor the insurer. However, you can hire a public adjuster to perform an independent appraisal to present your damages to the insurance company that more accurately reflects the value of your losses.
Most public adjusters take a percentage of your recovery in exchange for negotiating a higher settlement. However, the insurance company may refuse to budge despite the adjuster’s best efforts. The impasse may be overcome by filing a lawsuit against the insurance company. At this stage, you need to retain a lawyer to recover the full amount to which you are entitled. Yet, you must nonetheless pay the public adjuster the percentage to which you agreed under your contract.
Saavedra-Goodwin‘s Relationship With Public Adjusters
For more than 30 years, Saavedra-Goodwin has worked successfully with certain public adjusters who handle claims on behalf of our clients. Our arrangement with these public adjusters provides you with comprehensive services that ultimately put more money in your pocket. We act as your unyielding advocate during each phase of the process, and because we handle everything in-house, we minimize the costs to you.
In certain circumstances, our preferred adjuster does not take a percentage of your settlement claim but instead charges a reasonable hourly fee and works in conjunction with our attorneys to reach the maximum settlement possible with minimal expenses. This means you receive a higher percentage of the insurance payout in your pocket.
Adjusters we work with who are also general contractors effectively present important information to the insurance company and work closely with our lawyers on the details of your damage estimate.
Learn More About Our Comprehensive Insurance Legal Services In South Florida
Saavedra-Goodwin‘s attorneys work closely with public adjusters to deliver comprehensive insurance recovery services. Schedule a consultation with our team by calling (954) 767-6333 or by contacting our firm online. Our Miami insurance claim attorneys represent clients throughout South Florida, including Miami-Dade, Broward and Palm Beach counties.