If your home was damaged in a storm, you need to be prepared to deal with your insurance company. Filing a successful homeowner’s insurance claim is a process, and the more you know about your rights, the better able you will be to protect yourself when your insurance company attempts to deny your claim or falls short of its obligations under your policy or Florida law. Read More

For South Florida homeowners, the threat of roof damage is a persistent concern. From downed trees to tropical storms and hurricanes, all types of natural hazards can cause leaks, damage and total destruction. Read More

When seeking insurance coverage for business interruption resulting from a hurricane or other casualty event, it is critical to arrive at a well-documented valuation of your company’s lost revenue. Insurance companies rely on trained adjusters and accounting firms to reach their own conclusions; and, to avoid having a less-than-favorable calculation dictate the amount of your coverage, you need to make sure you paint a clear picture of your business’s lost revenue. Read More

It’s hard to believe, but another hurricane season is right around the corner. After last year’s spike in activity, including Hurricanes Hermine and Matthew, experts are expecting a return to near-average conditions in 2017. According to Weather.com: Read More

This year there are substantive changes to the Condominium Act that passed and will require changes to the way in which Condominiums run the business of the Association. Read More

If your home was just damaged in a storm, there are several important steps you need to take to protect your rights against your insurance company. This step-by-step guide will help you avoid mistakes that could jeopardize your homeowner’s insurance or flood insurance claim. Read More

When was the last time you thought critically about your business’s insurance coverage? If it has been a while, there is no time like the present to make sure you are protected and taking full advantage of your current coverage. Here are some tips from the insurance claim lawyers at Saavedra | Goodwin: Read More

What to Do if Your Business is Sued   https://www.youtube.com/watch?v=ztp5LzaTSf4&t=10s 

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When you file a homeowner’s insurance claim in Florida, your insurance company is required by law to provide you with a copy of the Homeowner Claims Bill of Rights (the “Bill of Rights”). This is a list of rights established by statute; but, unlike other provisions of Florida insurance law, it does not give homeowners additional grounds to sue their insurers. Instead, the Bill of Rights is intended to, “summarize, in simple, nontechnical terms, existing Florida law regarding the rights of a personal lines residential property insurance policyholder who files a claim of loss.” Read More

When you need to seek insurance coverage for a business interruption, the first step is understanding the terms of your policy. What losses are covered? For how long? What exclusions apply? Read More