It’s time for another year in review, and we’ve got a lot to cover. In 2019, we wrote about a variety of different topics on our blog, ranging from business law and insurance issues to some pretty exciting news about our firm. So, without further ado, here are our top...
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Insurance Claims
These Are the First Predictions for the 2019 Atlantic Hurricane Season
AccuWeather recently released its first predictions for the 2019 Atlantic hurricane season. In 2018, we saw a total of 15 named storms; and, in 2019, AccuWeather is predicting, “a near- to slightly above-normal season with 12 to 14 storms.” According to AccuWeather,...
Unlicensed Contractors and Assignments of Benefits (AOBs): A Warning for South Florida Homeowners
In the aftermath of a hurricane or a major tropical storm, the recovery and rebuilding process can be overwhelming not just for individual homeowners, but for communities as a whole. All of a sudden, the demand for insurance adjusters, contractors and temporary...
What Does Your Homeowner’s Insurance Policy Cover?
As a homeowner in South Florida, you know you need homeowner’s insurance. But, do you know why (aside from the fact that your mortgage company requires it)? While many homeowners put little thought into their coverage options, making informed decisions about your home...
What is the Statute of Limitations for Homeowner’s Insurance Claims in Florida?
When your home is damaged in a storm or other casualty event, you only have a limited amount of time to file a claim with your insurance company. If you wait too long, your insurance company may be justified in denying your claim entirely. However, this is not the...
What Can South Florida Condo Owners Expect from HO-6 Insurance Claims?
If you own a condo in South Florida, your condo association’s insurance policy should provide coverage for any damage to your home. Florida law imposes strict coverage requirements for condo associations; however, for individual unit owners, purchasing home insurance...
Looking Back at the 2018 Hurricane Season – And Preparing in Advance for 2019
The 2018 Atlantic hurricane season is over, and as we await the National Oceanic and Atmospheric Administration’s (NOAA) first predictions for the 2019 season – which will be released on May 1 – it is worth taking a look back at what we learned last year. With a total...
What are Your Options After an NFIP Claim Denial?
If you have flood insurance under the National Flood Insurance Program (NFIP) and you receive a denial of coverage, or the coverage you receive is inadequate to cover your flood-related losses, what options do you have available? Unfortunately, this is a question that...
How to Make Use of the “Additional Living Expense” Clause in Your Homeowner’s Insurance Policy
As an insured homeowner, if you get displaced from your home as a result of damage sustained in a hurricane, storm or other casualty event, the “additional living expense” clause in your insurance policy is designed to help cover the costs you incur as a result of...
What is a “Concurrent Cause” and When Can (and Can’t) Insurers Deny Coverage?
One of the most complicated (and most frustrating) issues involved with substantial homeowner’s insurance claims is the issue of “concurrent cause.” Under standard homeowner’s insurance policy language, if two factors concurrently cause property damage and one factor...
