Category: Firm News
Category: Firm News
Insurance Tips for South Florida Small-Business Owners
- April 26, 2017
- Firm News
When was the last time you thought critically about your business’s insurance coverage? If it has been a while, there is no time like the present to make sure you are protected and taking full advantage of your current coverage. Here are some tips from the insurance claim lawyers at Saavedra | Goodwin: Making Sure Your Broward County Business is Adequately Insured Tip #1: Conduct an Internal Insurance Audit. Whether you are your accounting departm[ ... ]
Sheltair Announces $5 Million Expansion Plan for Newly Acquired Jet Center at Tampa International Airport
- July 5, 2016
- Firm News
The former Tampa International Jet Center at Tampa International Airport has a new owner and expansion plans are in the works. The buyer, Sheltair, plans to spent more than $5 million to build a 32,000-square-foot hangar and executive offices on the property. Read the entire article here.[ ... ]
Your Mortgage Company May Play a Role in Your Property Insurance Settlement
- October 28, 2015
- Firm News
You become a homeowner the moment you sign the last document at your closing. However, until you make the final mortgage payment, your lender retains a significant interest in your property. Our Fort Lauderdale insurance claim law firm receives many calls from claimants who do not understand why a lender's name on their claim settlement checks prevents them from gaining access to the money they need to pay for repairs and other losses. Settlement Checks are Written[ ... ]
Property Owners Need to Coordinate Post-Storm Debris Removal
- October 21, 2015
- Firm News
In the aftermath of a major storm, you can expect to find any combination of building and disaster debris littering your property. Some of it may be from damage to your own property; some may have blown in from neighboring or even distant properties. Our Broward County Property Damage attorneys warn that debris removal requires property owners to take an organized approach, while understanding that out-of-pocket expenses may (or may not) be covered by property insura[ ... ]
The Property Insurance Claim Filing Process
- October 14, 2015
- Firm News
You may have lived in your home for years without facing any of Florida's many natural disasters, and you feel secure in the knowledge that your property insurance policy is there to protect you if your luck changes. You have carefully chosen your coverage with your agent, you have reviewed your coverage summary page (declaration page) and you even reviewed the insurance company's website to learn exactly what you to need to do if disaster strikes. No matter how well[ ... ]
Have You Read Your Property Insurance Declarations Page?
- September 23, 2015
- Firm News
Few property owners look forward to settling down to read their property insurance policies. Even though the huge paragraphs of legal-speak form the foundation used to reduce or deny claims after a disaster causes property damage, the language discourages understanding. So where do you start if you want to see what coverage you really have? Start with the Declarations (“DEC”) Page. The Declarations Page Provides a Summary of Vital Policy Information Recog[ ... ]
Does Your Insurance Protect You When Disaster Renders Your Home Unlivable?
- September 16, 2015
- Firm News
You live in your home, so aren’t you in the best position to determine when a disaster has made conditions unlivable? Unfortunately, your insurance company may have different standards, leaving you to face significant out-of-pocket expenses to stay elsewhere until repairs are complete. According to the Florida Homeowners' Insurance toolkit, most property insurance policies provide Additional Living Expense (ALE) coverage, but the rules and amounts can vary from one[ ... ]
Would Your Business Property be Covered for Damage Caused by Vandalism?
- September 9, 2015
- Firm News
Businesses can be prime vandalism targets. However, the temptation to vandalize does not require a major news event; it only takes one mischievous teenager to cause significant damage. Our Fort Lauderdale insurance claim law firm has seen a number of businesses fail to recover losses from these incidents simply because of a vandalism exclusion in their property insurance policies. Before you agree to these and other exclusions, we recommend that you think long and ha[ ... ]
The Risks and Rewards of Named-Peril vs. All-Risk Insurance for Businesses
- August 27, 2015
- Firm News
When Florida businesses choose property insurance, they need to balance the short-term premium costs with the longer-term risks of loss in the event of a major disaster. Whether you choose to save money with a named-peril policy or spend more for all-risk coverage, you are likely to experience challenges at claim time. Our Fort Lauderdale property damage lawyers typically need to intervene to protect the rights of property owners in these often complex claims. The[ ... ]
Local Building Code Changes Can Affect Property Insurance Claims
- August 20, 2015
- Firm News
After a number of devastating hurricanes hit South Florida in the 1950s, it became clear that building codes needed to be strengthened to better enable buildings in the area to withstand hurricane force winds. According to the Broward County website, existing codes addressed concerns that are not related to our area of the country, like snow loading, soil frost lines and earthquakes. Oddly the codes ignored issues related to hurricanes or tropical storms. Since th[ ... ]
