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Florida Homeowners: Be Aware of Misleading Rumors about Storm and Disaster Recovery
- November 24, 2017
- Insurance Claims
When coping with a major storm or other disaster resulting in significant property damage, it is important to make sure you are relying on accurate information. Unfortunately, there is a significant amount of misinformation out there, and scam artists often rely on homeowners’ lack of knowledge in order to perpetrate fraudulent schemes. If you are looking for accurate information about disaster recovery, the Federal Emergency Management Agency’s (FEMA)[ ... ]
Another Threat to Business Websites – this time through the ADA.
- November 21, 2017
- Business Law
https://www.saavlaw.com/wp-contentwww.miamiherald.com/news/business/biz-monday/article185159388.html This article, authored by Saavedra-Goodwin attorney Glen Lindsay, advises businesses of threats they face from not properly coding their websites to comply with the Americans with Disabilities Act (ADA).[ ... ]
FEMA: Homeowners Should Be Wary of Fraud and Price Gouging During Disaster Recovery
- November 17, 2017
- Insurance Claims
While homeowners already have enough to contend with in the wake of a hurricane or other disaster resulting in widespread damage, the Federal Emergency Management Agency (FEMA) is now also warning Florida residents to be wary of fraud and price gouging during the recovery process. FEMA’s Hurricane Irma disaster relief website provide tips for avoiding scams and unscrupulous contractors, and the Agency’s general[ ... ]
12 Tips for Returning Home After a Damaging Storm
- November 10, 2017
- Insurance Claims
After a storm damages your home, you are likely to have several priorities that you need to try to manage simultaneously. These include ensuring your family’s safety, securing insurance coverage, protecting photos and heirlooms, and beginning the recovery process as soon as possible. While your insurance adjuster may provide you with some advice, it is important not to rely solely on the information you receive from your insurer. The Federal Emergency Management Ag[ ... ]
Covered or Not? Storm Damage to Your Boat Dock
- October 20, 2017
- Insurance Claims
If you live on the water in South Florida and own a boat dock, making sure you have adequate insurance coverage for your dock can be crucial to minimizing your out-of-pocket expenses after a damaging storm. Many waterfront homeowners are surprised to learn that homeowner’s insurance does not necessarily cover boat docks, and unfortunately some only find out after their insurance company denies their storm damage claim. In order to determine whether you have coverag[ ... ]
Latest FEMA Updates for South Florida Homeowners Affected by Hurricane Irma
- October 13, 2017
- Insurance Claims
If your home sustained flood damage during Hurricane Irma and you have insurance coverage through the National Flood Insurance Program (NFIP), it is important to make sure that you have the latest information about filing NFIP claims from the Federal Emergency Management Agency (FEMA). Here is a summary of some important updates that FEMA announced shortly after the storm: 1. Initial Proof of Loss Not Required Under normal circumstances, the first step involv[ ... ]
Dealing with Your Insurance Company After Hurricane Irma
- September 29, 2017
- Insurance Claims
If your home sustained damage during Hurricane Irma, recovering from the storm will likely involve dealing with your homeowner’s insurance or flood insurance carrier (or both). Unfortunately, the claims process is rarely as straightforward as it should be, and many South Florida homeowners struggle to secure coverage from their insurance companies in a timely manner. As you go through the process of rebuilding after Hurricane Irma, it is important to understand wha[ ... ]
What to Do if Your Home was Damaged by Hurricane Irma
- September 27, 2017
- Insurance Claims
While Fort Lauderdale escaped the worst of Hurricane Irma, flooding and wind damage still caused widespread power outages, left roadways blocked with trees and debris, and caused flooding and wind damage to many local homes. While storm surge was among forecasters’ initial fears (and did lead to some damage along the coast), ultimately, it was homes further inland that experienced the most flooding, with homes on many low-lying streets being inundated with[ ... ]
What to Do if Your Business was Damaged by Hurricane Irma
- September 22, 2017
- Insurance Claims
In the immediate aftermath of Hurricane Irma, many South Florida business owners breathed a heavy sigh of relief. Despite early forecasts, the storm largely spared Florida’s Atlantic coast; and, compared to the devastation in the Caribbean, Southwest Florida and the Florida Keys, what we experienced here in Broward County was relatively benign. Of course, some businesses fared better than others. While some were able to re-open shortly after the storm passed, other[ ... ]
What to Expect from a Coverage Dispute with Your Homeowner’s Insurance Company
- August 31, 2017
- Insurance Claims
In some circumstances, a dispute with your insurance company can seem like an inevitability. From the moment you file your claim, you get the run-around, your assertions of damage are met with skepticism, and it seems like there is nothing you can do to get your insurer to uphold the terms of your policy. Unfortunately, for many South Florida homeowners, this is an all-too-common scenario. From national insurance companies to state and regional insurers, homeowners r[ ... ]
