Standard homeowner’s insurance policies include a provision requiring the homeowner to “[c]ooperate . . . in the investigation, settlement or defense of any claim or suit.” If you file a claim with your insurance company following a hurricane, tropical storm or other...
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Insurance Claims
How “Impartial” is Your Insurance Company’s Appraiser?
When a homeowner and an insurance company disagree over the cost of repairs, the method for resolving their dispute will typically be specified in the “boilerplate” provisions of the homeowner’s insurance policy. Under a typical policy, the first step will be to have...
Loss Estimates From Hurricane Michael Exceed $4 Billion
According to news reports, the total losses resulting from Hurricane Michael are expected to exceed $4 billion. In fact, since this figure solely represents the cost to agriculture businesses in Florida and Georgia (and their insurance companies), the aggregate...
What to Do if Your Florida Home Was Damaged by Hurricane Michael
For many Florida homeowners who suffered losses during Hurricane Michael, their ability to rebuild is heavily dependent upon their ability to secure coverage from their homeowner’s insurance and flood insurance carriers. While some homeowners may find the insurance...
How to Track Hurricanes and Tropical Storms Online
If you go by news reports, just about every hurricane that forms in the Atlantic Ocean represents the next great natural disaster. Seemingly, almost every storm during the hurricane season gets sensationalized; and, when the winds die down, instead of simply...
What to Expect (and What Not to Expect) When Your Insurance Adjuster Visits Your Home or Business
When you file a property damage insurance claim after a hurricane or tropical storm, one of the first things your insurance company should do is send an adjuster to survey and document the damage. If you are waiting for an adjuster to come to your home in South...
FEMA’s Safety Tips for the Aftermath of a Hurricane
While most South Florida residents understand the importance of preparing in advance for a hurricane and prioritizing safety above all else during a major storm, many people do not think about the safety risks involved with returning home once a storm is over. Most...
IMPORTANT: Florida Homeowners Must File Their Property Damage Insurance Claims Promptly
When your home is damaged in a storm, the first step toward rebuilding is typically to file a claim with your homeowner’s insurance company. While most homeowners will file their claims promptly, whether due to travel, roadblocks that prevent access to neighborhood...
El Niño May Be Good News After Costliest Hurricane Season on Record
The Federal Emergency Management Agency (FEMA) recently released its 2017 Hurricane Season FEMA After-Action Report, highlighting key statistics and lessons learned from the 2017 Atlantic hurricane season. According to the report, Hurricanes Harvey, Irma and Maria...
7 Tips for Managing Your Homeowner’s Insurance Claim
When your home is damaged in a storm, filing a claim with your insurance company is just the start of the restoration process. To protect your rights under your policy and ensure that your home is repaired appropriately, it will be important to take an active role in...
