Unfortunately, making a claim for flood damages is not always as easy it might seem. Insurance policies routinely cover water damage but often exempt flood damage from coverage. Accordingly, some property owners purchase separate flood insurance policies, particularly in areas known to be prone to flooding. These policies, however, define “flooding” as a very narrow occurrence that does not include all types of water damage. Therefore, you may have a hard time filing a successful claim for damages caused by flooding under a standard property insurance policy or even under a specialized flood insurance policy. This strict legal definition of “flooding” can be difficult to determine, and, given the severity of the damages that can occur as a result of water, insurance companies may be reluctant to pay out any claims that you may make.
When you are trying to recover from the disastrous effects that a flood can have on your home or place of business, the last thing you need is a dispute with your insurance company over coverage of your claim. As you attempt to restore your home or business, you will need the financial compensation that you thought you were guaranteed by purchasing an insurance policy against flood damage. This is where Saavedra-Goodwin can help.
We have experience in dealing with insurance companies and in helping clients obtain the coverage they deserve. You have enough to handle as you rebuild your home or business. We have the long-standing skills to negotiate with insurance adjusters and reach a just and fair settlement in your case. If a settlement cannot be reached, then we will not hesitate to take your insurance company to court and hold it responsible for the policy under which it agreed to provide you coverage for flood damages.
Contact the South Florida flood insurance attorneys at Saavedra-Goodwin today for the help that you need and deserve. Call us at (954) 767-6333.
Mr. Saavedra is the managing partner of the firm, which he established in 1988. Born in Havana, Cuba, Mr. Saavedra is fluent in English and Spanish. He received his B.A. in 1979 from the University of Connecticut and his J.D. in 1986 from the George Washington National Law Center. Mr. Saavedra has served as Secretary and Director for the Inter-American Businessmen Association and co-authored “An Introduction to the Settlement of Unresolved Property Claims against the Cuban Government.” Mr. Saavedra also served as Staff Assistant for Congressman William Lehman in Washington, D.C. [ ATTORNEY BIO ]