A Business-First Approach To The Practice Of Law

Fort Lauderdale Property Damage And Insurance Claims Lawyers

Whether you have experienced property loss or damages due to fire, flood, hurricane, wind or another type of covered disaster, you are entitled to full and fair compensation on your insurance claim.

The bottom line for insurance companies, however, is that they are in the business of making money. This translates into business models that attempt to exploit any gray areas in policies or, more commonly, a lack of attention to detail on the insured’s behalf in order to deny or underpay legitimate property damage claims. You are likely to encounter an insurance adjuster (working for the carrier) who is more interested in serving the insurance company’s interests rather than advocating for you to gain your rightful compensation for your losses. In order to prevail on your insurance claims, you often can benefit from the assistance of the attorneys at Saavedra-Goodwin, who know how to protect your rights and effectively negotiate with your insurance company.

Serving Clients In South Florida Insurance Disputes

We represent a wide variety of commercial and residential clients in insurance claim and casualty claim cases. Common examples of property damage insurance claims that we routinely and successfully handle include the following:

While some of our clients are longtime Florida residents, many other clients reside in other states or countries but own property in the popular vacation destination of South Florida. Whatever your unique situation, you need attorneys who have the skills, knowledge and experience necessary to represent your interests in an effective yet cost-efficient manner within the specialized and detailed areas of insurance coverage. Our attorneys can explain the insured’s obligations under an insurance policy and help you understand any special insurance policy provisions. We also have a solid understanding of condominium and homeowners’ association insurance coverage.

Public Adjuster

A public adjuster represents the policyholder and not the insurance company in negotiations. With the burden of proof on the policyholder, having a diligent and experienced public adjuster working to discover the full extent of the covered damage is often an invaluable asset when negotiating with the insurance company. Contacting such an adjuster immediately is often the first step in a successful claim. Please click here for more information on public adjusting and casualty services. The attorneys at Saavedra-Goodwin can provide more guidance on the appraisal and adjuster’s process.

Property And Casualty Claims Lawyers Advocating On Your Behalf

As your attorneys, we protect and support your interests to help you secure full compensation on your wind claim, hurricane claim or another type of casualty claim. Our services would include:

  • Insurance mediation, appraisal and litigation
  • Filing and negotiating the settlement of insurance claims
  • Providing insurance adjusters with documentation relating to your claims
  • Suing insurance companies if your claim is unfairly denied in whole or in part
  • Bringing bad faith claims against insurance companies

Frequently Asked Questions

As attorneys with significant experience in litigation and resolving disputes through ADR, we have seen more than our share of property damage claims. Our goal is to find a smart result for you. But you probably have a lot of questions first, such as:

What are the most common types of property insurance disputes in Florida?

Some property insurance disputes are much more likely than others, especially in Florida, where Snow and Ice claims are extremely rare. That said, the most common types of disputes include:

  • Storm damage: Typically defined as wind and hail, Florida is no stranger to heavy winds and precipitation.
  • Water damage: From heavy rainfall, burst pipes or leaky roofs.
  • Fire damage: No matter the source, whether a lightning strike or other incendiary source.
  • Theft: Businesses and residences face serious theft concerns, though in very different forms.

It is part of the business model for an insurance company to delay or deny any insurance claim, but we can help.

What is the best way to resolve property insurance disputes?

The traditional way to resolve a property insurance dispute is litigation. This can be highly time-consuming, but with an intractable insurance company, it may be the right choice. However, Florida law encourages claimants to seek many avenues, such as arbitration.

There is no single roadmap for clearing up a dispute with an insurance company. You have to choose the method you think matches your goals.

How can an attorney help in resolving property insurance disputes?

At Saavedra-Goodwin, we’re skilled in both litigation and ADR. We understand property insurance law in Florida and can provide you with a thorough case review and strong advocacy. Because we know the law, we also know how to develop successful strategies to pursue your goals.

Contact Your Fort Lauderdale Insurance Claim Attorneys Today

When you are faced with an insurance claim due to significant property damage, whatever the cause may be, contact the experienced Saavedra-Goodwin‘s insurance claim lawyers at (954) 928-9568 for help or contact us online. The sooner you call in the claim process, the sooner you are taking steps to protect your rights to the coverage you have been paying for.